Mortgage advice you can trust

​Hi,  I’m Melissa, founder of ML Money.
 
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I set up ML Money in 2022 after several years working as a self-employed mortgage adviser.  I wanted to build something  personal — a service where clients feel supported, understood, and confident every step of the way.
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With over 24 years’ experience in financial services
 
I’ve helped clients across the UK navigate everything from first-time purchases to complex mortgage situations. I understand how overwhelming the process can feel, especially in today’s changing market, and I’m here to make it simple and stress-free.
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Meet the team​​
​In 2024, Gaynor joined the business — someone I’ve worked with previously & trust completely. ​
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In 2025, Sheryl joined us. I’ve known Sheryl for over 26 years, and previously worked together as mortgage advisers.
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Together we bring a consistent, experienced, and genuinely client first support. 
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Our Approach 
​We offer friendly, honest advice focused entirely on what’s right for you, not what’s easiest for the lender.
 
We take the time to understand your goals and find a mortgage that truly fits your life.
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