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Home Insurance

Protect what matters most — your home and everything in it.

 

Your home is likely your biggest financial commitment.

If something unexpected happened — fire, flood, theft — would you be covered?

 

What you need to know

  • Buildings insurance covers the structure of your home

  • Contents insurance protects everything inside — from furniture to valuables

 

Why it matters

Replacing your home or everything in it could cost far more than you think.

Having the right cover in place gives you peace of mind that you’re protected if the worst happens.

 

Our approach

We’ll help you find the right level of cover for your situation — simple, clear advice without the jargon.

 

Life Insurance & Critical Illness Cover

If the worst happened — would your family be financially secure?

 

It’s not something we like to think about…

But if you were no longer here, would your loved ones be able to:

  • Stay in the family home?

  • Pay off the mortgage?

  • Maintain their lifestyle?

 

How this cover helps

  • Life insurance can pay out a lump sum to support your family financially

  • Critical illness cover can provide a payout if you’re diagnosed with a serious illness such as cancer, heart attack or stroke

 

Why it matters

Serious illness or loss can bring emotional strain — the last thing your family should worry about is money.

Having the right cover in place gives you peace of mind that they’re protected.

 

Our approach

​0We’ll help you understand your options and recommend the right level of cover for your situation — simple, clear advice without the jargon.

 

 Protect your family today

Income Protection

If your income stopped tomorrow — how long would you be okay?

 

Life doesn’t always go to plan.

Illness, injury or stress can happen to anyone — and it doesn’t have to be permanent to have a big impact financially.

 

Ask yourself:

  • How long could you cover your bills without income?

  • Would your savings be enough?

  • What happens when sick pay stops?

 

How income protection helps

An income protection policy can provide a regular monthly income if you’re unable to work due to illness or injury — helping you cover your mortgage and essential bills.

 

Our approach

We’ll help you find the right level of cover for your situation — with clear, honest advice so you understand exactly what you’re protected against.

 

Book a protection review

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©2026 by ML Money. 

ML Money The Courtyard, 225 Denby Dale Road, Wakefield, WF2 7AJ

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
ML Money is a trading name of Melissa Wilcock Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. Melissa Wilcock Limited is registered as a limited company in England and Wales (13348336) at The Courtyard, 225 Denby Dale Road, Wakefield, WF2 7AJ

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

A mortgage broker fee is dependent on the complexity of the case and will be agreed at the outset. A typical fee is £295 and is payable upon application. We may also receive a procuration fee from the lender once your mortgage completes. This does not effect the advice we provide, and we always act in your best interests. 

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