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As part of your mortgage application, you will need to send over bank statements but unsure how to retrieve your bank statements. Read our step by step guide for a number of banks.

ID, Paper Bank Statements or Paper Payslips will need to be scanned over and when doing so, you will need to make sure all the information is clear, readable and all on the same page where possible. 

Part of a mortgage application is checking affordability. Lenders will look at your income and your outgoings to make their decision. But what counts as income?

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©2025 by ML Money. 

ML Money The Courtyard, 225 Denby Dale Road, Wakefield, WF2 7AJ

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
ML Money is a trading name of Melissa Wilcock Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. Melissa Wilcock Limited is registered as a limited company in England and Wales (13348336) at The Courtyard, 225 Denby Dale Road, Wakefield, WF2 7AJ

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The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

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A mortgage broker fee is dependent on the complexity of the case and will be agreed at the outset. A typical fee is £295 and is payable upon application. We may also receive a procuration fee from the lender once your mortgage completes. This does not effect the advice we provide, and we always act in your best interests. 

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